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NZ-Wide Expertise

Finch Service Locations

Independent, $0-fee mortgage advice blended with local market insights. Choose your service and city combination below to view detailed criteria, price bands, and local processes.

Home Loans & Buying a Home

Secure your next residential property with NZ's best lending structures.

Home Loan in Auckland Home Loan in Wellington Home Loan in Christchurch Home Loan in Hamilton Home Loan in Tauranga Home Loan in Dunedin Home Loan in Queenstown Home Loan in Napier & Hawke's Bay Home Loan in Palmerston North Home Loan in Nelson Home Loan in Whangārei & Northland Home Loan in Manukau

First Home Buyer Mortgages

Navigate KiwiSaver, Home Start grants, and low-deposit options easily.

First Home Buyer in Auckland First Home Buyer in Wellington First Home Buyer in Christchurch First Home Buyer in Hamilton First Home Buyer in Tauranga First Home Buyer in Dunedin First Home Buyer in Queenstown First Home Buyer in Napier & Hawke's Bay First Home Buyer in Palmerston North First Home Buyer in Nelson First Home Buyer in Whangārei & Northland First Home Buyer in Manukau

Refinance & Restructure Mortgage

Save on interest and unlock bank cashback by restructuring your home loan.

Refinance in Auckland Refinance in Wellington Refinance in Christchurch Refinance in Hamilton Refinance in Tauranga Refinance in Dunedin Refinance in Queenstown Refinance in Napier & Hawke's Bay Refinance in Palmerston North Refinance in Nelson Refinance in Whangārei & Northland Refinance in Manukau

Investment Property Loans

Maximize leverage and structure portfolio lending tax-effectively.

Investment Property in Auckland Investment Property in Wellington Investment Property in Christchurch Investment Property in Hamilton Investment Property in Tauranga Investment Property in Dunedin Investment Property in Queenstown Investment Property in Napier & Hawke's Bay Investment Property in Palmerston North Investment Property in Nelson Investment Property in Whangārei & Northland Investment Property in Manukau

Self-Employed Home Loans

Secure finance using smart profit declarations and low-doc pathways.

Self Employed in Auckland Self Employed in Wellington Self Employed in Christchurch Self Employed in Hamilton Self Employed in Tauranga Self Employed in Dunedin Self Employed in Queenstown Self Employed in Napier & Hawke's Bay Self Employed in Palmerston North Self Employed in Nelson Self Employed in Whangārei & Northland Self Employed in Manukau

Mortgage Pre-Approvals

Know your borrowing capacity and bid at auction with absolute confidence.

Pre-Approval in Auckland Pre-Approval in Wellington Pre-Approval in Christchurch Pre-Approval in Hamilton Pre-Approval in Tauranga Pre-Approval in Dunedin Pre-Approval in Queenstown Pre-Approval in Napier & Hawke's Bay Pre-Approval in Palmerston North Pre-Approval in Nelson Pre-Approval in Whangārei & Northland Pre-Approval in Manukau

Mortgage Brokers Across New Zealand

Local mortgage broker support in other regions — same independent, $0-fee advice nationwide.

Mortgage Broker AlbanyAuckland City Mortgage BrokerMortgage Broker BotanyMortgage Broker ChristchurchMortgage Broker DunedinEast Auckland Mortgage BrokerMortgage Broker Flat BushMortgage Broker GisborneMortgage Broker GlenfieldMortgage Broker HamiltonMortgage Broker HendersonMortgage Broker HobsonvilleMortgage Broker HowickMortgage Broker Invercargill & SouthlandMortgage Broker ManukauMortgage Broker MasseyMortgage Broker Masterton & WairarapaMortgage Broker Mt RoskillMortgage Broker Napier & Hawke's BayMortgage Broker NelsonMortgage Broker New LynnMortgage Broker New Plymouth & TaranakiMortgage BrokerMortgage Broker Orewa & Hibiscus CoastMortgage Broker Palmerston NorthMortgage Broker PapakuraMortgage Broker Pukekohe & FranklinMortgage Broker QueenstownMortgage Broker RotoruaSouth Auckland Mortgage BrokerMortgage Broker TakapunaMortgage Broker TaurangaMortgage Broker Te AtatuMortgage Broker WellingtonWest Auckland Mortgage BrokerMortgage Broker WhanganuiMortgage Broker Whangārei & Northland