Mortgage Calculator NZ

Mortgage Repayment
Calculator.

Enter your loan details and see instant weekly, fortnightly, and monthly repayments based on current NZ market rates.

Your Repayments

Adjust the sliders to match your situation

$
5%20%50%
3%6.5%12%
5yr15yr30yr
Weekly Repayment
$736
Principal + Interest
Loan Amount$520,000
Fortnightly$1,472
Monthly$3,257
Total Interest$652,700
Total Cost$1,172,700

About This Calculator

This calculator provides an estimate based on a principal & interest repayment structure. Actual repayments may vary based on your lender, loan structure, and fees.

NZ Interest Rates (April 2025)Current 1-year fixed rates range from approximately 5.9%–7.5% depending on lender and LVR. Floating rates are typically 8.0%–9.0%.

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These are estimates. Finch compares 20+ NZ lenders to find the best actual rate for your situation — no cost to you.

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