Tier 1 Banks
Major Bank
Fixed Rates.
| Lender | Floating | 6 Months | 1 Year | 2 Years | 3 Years | 5 Years |
|---|---|---|---|---|---|---|
| ANZ | 7.99% | 6.85% | 5.89% | 5.79% | 5.85% | 5.99% |
| BNZ | 7.99% | 6.85% | 5.85% | 5.75% | 5.85% | 5.99% |
| Kiwibank | 7.75% | 6.75% | 5.85% | 5.75% | 5.79% | 5.89% |
Important Note on "Carded" Rates
The rates displayed above are the minimum advertised (LVR <80%) package rates currently published by the major retail banks. By applying through Finch Mortgage, we are frequently able to negotiate strong discretionary discounts or secure high-value cash-back switching incentives that further reduce your effective interest cost.