Every Mortgage Solution
Under One Roof.
Whether you're buying your first home, growing your investment portfolio, refinancing, or building from scratch — Finch has a tailored solution for you. Explore all 10 of our mortgage services below.
Home Loan / Buy a Home
Access 20+ lenders to secure competitive rates on your home purchase, with a fully guided process from application to settlement.
Investment Property Loan
Investor-friendly lending with interest-only options, portfolio structuring, and LVR guidance to maximise your return from day one.
Refinance Mortgage
Compare your current deal against live market rates across all major lenders and potentially save thousands over your loan term. Try our refinance savings calculator.
Mortgage Pre-Approval
Know your borrowing power before you start searching. Conditional pre-approval in 24–48 hours — so you can bid confidently at auction.
First Home Buyer Mortgage
KiwiSaver withdrawals, First Home Grants, and low-deposit lending — we guide first-time buyers through every step. See our borrowing power calculator or full first home buyer guide.
Next Home Buyer Mortgage
Bridging finance, equity top-ups, and buy-before-you-sell strategies for families upgrading or moving on.
Self Employed Mortgage
Low-doc loans and income structuring for business owners, contractors, and freelancers who don't fit the PAYE mould.
Asset Finance
Competitive finance for vehicles, equipment, and business assets with flexible terms to keep cash flow healthy.
Commercial Property Loan
Specialist loans for offices, retail, warehouses, and industrial sites — navigating complex commercial lending criteria for you.
Construction Loan
Progressive drawdown funding for new builds, renovations, and development projects — coordinated with your builder and bank.
Not sure which service is right for you?
Book a free, no-obligation consultation and our advisors will match you with the perfect mortgage solution for your situation.
Book Free Consultation →