Heavy Machinery Fleet
Expansion via Asset Finance.
Last updated: July 2026
An earthmoving company financed three new excavators with a structured asset finance facility to fulfill a major civil contract.
The problem.
An earthmoving contractor won a massive, lucrative civil works contract but lacked the heavy machinery required to execute it.
They needed $450,000 in equipment finance immediately to purchase three new excavators. Standard business loans were too slow and demanded property as collateral, which the owners did not want to provide.
How we solved it.
The result.
The $450k equipment finance was fully funded and the machinery was delivered within 48 hours.
The business completed the civil contract ahead of schedule and permanently expanded their operational capacity.
"Fast asset finance meant we could say yes to a contract that transformed our business. Finch understood exactly how heavy machinery loans work."— Mike T., Bay of Plenty, Earthmoving Contractor
In a similar situation?
A bank rejection doesn't mean the end. Finch has access to 20+ lenders — including specialists who can help when major banks can't. Book a free, no-obligation consultation.
Common Questions We Hear
Written by Mukhtar Kiyani
Director & Financial Adviser · FSP1011206 | FSPR FSP1011125
Mukhtar has 15+ years of financial advisory experience across NZ mortgage lending, investment structuring, and first home buyer guidance. He founded Finch Mortgages with a mission to make expert, transparent mortgage advice accessible to every Kiwi. Based in Auckland, advising clients nationwide. View Profile →