Finch's Specialist Lenders
Network.
Avanti Finance
Avanti Finance is an incredibly potent, profoundly agile New Zealand-based lender specializing in executing transactions that inherently require ferocious speed and total flexibility. When securing a major retail bank mortgage takes an agonizing 15 working days of bureaucratic ping-pong, Avanti can routinely structure, underwrite, and issue formal unconditional lending contracts within a staggering 48-hour window. This blinding speed is strictly reserved for the deployment of advanced bridging finance (allowing you to impulsively buy an auction property before selling your current home) or intensely aggressive property speculation and flipping. Avanti fundamentally focuses their risk assessment upon the underlying physical asset value rather than torturing the applicant's historical PAYE income streams. If the property's mathematical equity stack works, Avanti will fund the deal.
Basecorp Finance
Basecorp operates exclusively within the realm of high-velocity, short-to-medium-term property-backed lending. They are the absolute weapon of choice for highly sophisticated property investor syndicates, developers tackling complex sub-divisions, or individuals trapped in sudden, terrifying settlement failures. If an individual is legally bound to settle a multi-million-dollar property tomorrow, but their primary bank inexplicably withdraws funding at the eleventh hour, Basecorp possesses the private capital reserves and flat management hierarchy to step in, evaluate the asset's raw registered valuation, and aggressively front the capital required to prevent the client from suffering catastrophic default penalties. Their interest rates reflect this extreme, immediate access to capital, but their utility in saving unanchored deals is undeniably unparalleled in the New Zealand ecosystem.
Prospa
While Prospa is deeply and intrinsically renowned throughout Australasia as an elite provider of unsecured Small-to-Medium Enterprise (SME) business lending, they offer vital, highly integrated commercial financing mechanics that heavily overlap with massive personal property portfolios. Frequently, elite self-employed borrowers discover that their personal residential borrowing capacity is artificially crippled because they cannot organically extract cash from their business without triggering massive, highly punitive corporate tax events. Prospa solves this by rapidly injecting high-volume commercial capital straight into the business's operational core. This entirely frees up the director's personal capital reserves, allowing them to independently formulate deposits for residential holdings. Utilizing Prospa requires highly sophisticated, macro-level structuring that flawlessly balances aggressive commercial debt against safe, low-interest residential lending.
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Specialist Lenders
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