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Community Focused

Credit Unions & Customer-Owned

Unlike corporate banks which prioritize profits for external shareholders, Credit Unions and mutual financial institutions are 100% owned by their members. They reinvest profits to offer competitive rates and lower fees. They offer a highly personalized, human approach to underwriting.

Our Partners

Finch's Credit Unions & Customer-Owned
Network.

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Unity Credit Union Home Loans

New Zealand's leading member-owned financial cooperative providing accessible, human-led home loans with no profit extraction by overseas shareholders.

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SBS Bank (Customer-Owned)

Customer-owned mutual building society offering personal service, competitive fixed home loans, and famous FirstHome Combo packages.

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The Co-operative Bank (Mutual)

New Zealand's customer-owned bank where borrower profits are returned annually as cash rebates directly to members.

FAQs

Questions About
Credit Unions & Customer-Owned

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