First home buyer

Start your property ownership journey, explore home loan options.

Your first home loan journey starts here

Buying your first property is an exciting milestone—but it can also feel overwhelming. That’s where we come in. Our team is here to make the process simple and stress-free, helping you understand your options and secure a home loan that suits your needs.

You may even be eligible for the First Home Owner Grant, designed to support Australians purchasing or building their first home.

Before you start visiting open homes, it’s important to know your budget and set a clear spending limit. Pre-approval is a great way to do this, and we’ll guide you through every step—from preparing your application to finalising your loan.

Ready to take the next step?

Get in touch with us today and start your journey with confidence.

Key Features for First-Home Buyers

Lower Deposit Options: Some lenders offer loans with deposits as low as 5%, making it easier to enter the property market.
Government Support: Programs like First Home Owner Grants and stamp duty concessions can help reduce upfront costs.
Flexible Loan Choices: Choose from fixed, variable, or split-rate loans to suit your financial goals and preferences.
Lenders Mortgage Insurance (LMI): If your deposit is under 20%, LMI will apply. This protects the lender but adds to your overall loan cost.

Important Considerations

Affordability: Make sure your borrowing amount fits comfortably within your budget.
Extra Costs: Don’t forget expenses like conveyancing, inspections, and moving fees.
Interest Rates: We compare rates across multiple lenders to find competitive options that align with your budget.
Loan Features: We look for flexibility—such as extra repayment options or offset accounts—to help you manage your loan effectively.

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Role of an Adviser

Helping First-Home Buyers Every Step of the Way

Buying your first home is exciting—but it can also feel overwhelming. That’s why we’re here to make the process simple and stress-free. Our service is designed to guide you through every stage:

Market Insights: Stay informed with the latest loan options from a wide range of lenders.
Tailored Solutions: We take the time to understand your goals and financial position to match you with the right loan.
Application Support: From preparing documents to lodging your application, we ensure everything meets lender requirements.
Clear Communication: Acting as your point of contact, we manage negotiations and correspondence to keep things moving smoothly.
Ongoing Assistance: From pre-approval through to settlement, we’re here to answer questions and provide support throughout your journey.