Commercial Loans
Let’s grow your business today.
Tailored Finance Solutions for Your Business Growth
Looking to secure funding for a commercial property or invest in essential equipment? Or perhaps you’re exploring property investment? Whatever your vision, Finch Mortgages is here to make it happen. We specialise in flexible, customised lending solutions designed to support businesses across every sector — from retail and hospitality to healthcare and warehousing. Our goal is simple: to help you access the right finance so your business can thrive and achieve its long-term objectives.
Key Features
- Flexible Loan Structures: Options for fixed or variable rates, interest-only periods, and tailored repayment schedules to suit business cash flow.
- Wide Range of Purposes: Can be used for purchasing commercial property, expanding operations, or funding large-scale projects.
- Higher Borrowing Limits: Designed for significant investments, offering larger loan amounts compared to standard business loans.
Considerations
- Stricter Eligibility Criteria: Requires strong financials, business performance history, and often detailed projections.
- Higher Interest Rates and Fees: Commercial loans can carry higher costs due to perceived risk and complexity.
- Property Valuation and Security: Lenders typically require professional valuations and may take the property as collateral.
- Longer Approval Times: Due to detailed assessments and compliance checks, the process can take longer than residential loans
Role of an Adviser
As an Adviser, we provide guidance and support tailored to Business’s across New Zealand, helping to demystify the commercial loan process. Our services include:
- Market Knowledge: We offer insights into the latest loan products from a range of lenders, ensuring you’re aware of all available options.
- Personalised Service: By understanding your specific needs and financial capacity, we can identify loan solutions that align with your goals.
- Application Process: We assist in preparing and lodging your loan application, ensuring all necessary documentation is in order and compliance with lender requirements is met.
- Communication: We act as the point of contact between you and lenders, managing negotiations and correspondence to streamline the approval process.
- Ongoing Support: From pre-approval to settlement, we provide continuous assistance, answering questions and offering guidance throughout your finance journey.
If you’re ready to take the next step, please reach out to our team today.
